Perhaps one should read the old fairy tale. In a way, it is very appropriate; the tale of a master bullshitter and his rise to power.
Seven banks failed last night.
Go check out http://www.fdic.gov/bank/individual/failed/banklist.html to see the entire list. 106 down so far this year.
We have also poured a trillion or so into saving other banks.
Even after all that, the banksters just keep going and making sure that every bit of blood is taken out of the citizenry.
So, I would recommend looking really hard at what you have and what you need. Deposits in institutions who's sole purpose appears to be to rape their customers does not seem like a good bet at this point. Neither would certificates saying you own chunks of things that you have no control over. Sometime I even question the wisdom of keeping too many portraits of dead presidents about.
Just a thought.